Figures from the bank of England show that bank lending to business, except for property lending, fell in the last nine months of 2009.

来自英国中央银行的数据显示2009年后9个月除了物业贷款外的银行商业贷款减少。

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Lending on commercial property is up by 84% and home mortgages by 32%.

用于商用物业的贷款增长84%，住房抵押贷款增长32%。

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They include hikes in bank reserve requirements, lending curbs against property, tightening capital controls, an interest-rate hike in October, and modest currency appreciation.

这些工具包括提高银行准备金，限制物业贷款，紧缩资金控制，十月份利率上调，以及温和的人民币升值。

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But lower property values and tighter lending requirements mean a harder time getting new loans.

VOA: special.2009.09.04

This week Ben Bernanke, the Fed's new chairman, warned community banks about their commercial-property lending.

ECONOMIST: American banks

For another, many banks' consumer and commercial-property lending businesses have been affected by the slowdown.

ECONOMIST: The credit crisis

But the deal went sour once the extent of one partner's over-optimistic property lending in eastern Germany came out.

ECONOMIST: Bank Austria and Hypovereinsbank: Running repairs | The